Telling/saying is easier than done. Telling others to follow or manage their personal budget is easier than practice by ourself. It is said that “ Don’t tell others anything if you don’t do what you preach.” Sometimes, it is very hard to find out the first step to start. Fortunately, according to the Game “ Moneyrace ”, which teaches player to build their passive income and find financial security and freedom, and its own blog, taking the first step is not very hard. Below is the extract article from its blog and credit to this website. You may find the translate in Khmer language in the attached file: In the expenses column, you will record all monthly expenses classifying them into three categories: Compulsory expenditure (which you can not stop paying and they are constant ); for example, rent or home mortgage, a bank loan that you have requested, quotas for Social Security, or payment of your community. Necessary expenses (you can not stop payi...
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